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Checking

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Why a City National Bank Checking Account?

At City, we offer a wide variety of checking accounts to meet your needs. And we have some of the best checking accounts available today. City’s checking accounts are designed with a host of features and options that you can match to fit your lifestyle.

All City National Bank checking accounts come with:

  • Access to more than 90 branches and ATMs
  • Gold Debit MasterCard©
  • Multiple overdraft protection options
  • Free Online Banking with Bill Pay
  • Free Mobile Banking1
  • Free Text Banking1
  • Free eStatements

Which Checking Account is best for you?

Most Benefits
City Gold eStatement Premier Community Hero Legacy Bounce Back
The ultimate in convenience and service. Save money on everyday purchases and enjoy cost-saving benefits from BaZing. Perfect if you want basic checking with no monthly service fee and an electronic statement. For those who maintain higher balances and enjoy earning interest. A free checking account designed for first responders, teachers, veterans and medical professionals. A free checking account with no minimum balance or monthly fee for those ages 55 and up. A second chance account to help you get back on track.
Minimum balance required to avoid monthly fees None None $1,000 None None None
Monthly fee $5 None with enrollment in eStatements $10 if balance drops below $1,000 None None $6.99 with direct deposit $8.99 without
Interest paid Yes No Yes Yes No No
Free checks Unlimited free signature-style checks First order of signature-style checks free No Unlimited free signature-style checks Unlimited free signature-style checks No
Free non-City ATM transactions2 Yes No Yes Yes Yes No
Bank statement Free paper statement or eStatement Free eStatement, $4 monthly fee for paper statement Free paper statement or eStatement Free paper statement or eStatement Free paper statement or eStatement Free paper statement or eStatement
Additional features
Fees waived for the first two overdraft items you experience3
Cost-saving benefits with BaZing:
  • Cell phone protection
  • 24-hour roadside assistance
  • Identity theft aid
  • Shopping, dining and travel discounts
  • Pharmacy, vision and hearing discounts
  • Accidental death insurance
Open Now
Fees waived for the first two overdraft items you experience3
Open Now
Fees waived for the first two overdraft items you experience3
Two free cashier's checks per month
Open Now
Fees waived for the first two overdraft items you experience3
Open Now
Fees waived for the first two overdraft items you experience3
Open Now
Fees waived for the first two overdraft items you experience3
Open Now

City Gold

The ultimate in convenience and service. Save money on everyday purchases and enjoy cost-saving benefits from BaZing.

No minimum balance

Interest paid on all balances

Free non-City ATM transactions2

Unlimited free boxes of City signature checks

$5 off order of checks in other styles

Free paper statement or eStatement

fees waived for the first two overdraft items you experience3

$5 monthly service fee

Additional features

Cost-saving benefits with BaZing:

  • Cell phone protection
  • 24-hour roadside assistance
  • Identity theft aid
  • Shopping, dining and travel discounts
  • Pharmacy, vision and hearing discounts
  • Accidental death insurance

eStatement

Perfect if you want basic checking with no monthly service fee and an electronic statement.

No minimum balance

No monthly service fee with enrollment in eStatements

$4 monthly fee for paper statement

First order of signature-style checks free

fees waived for the first two overdraft items you experience3

Premier

For those who maintain higher balances and enjoy earning interest.

Minimum balance required to avoid monthly fees

$1,000

Monthly fee

$10 if balance drops below $1,000

Interest paid on all balances

Free non-City ATM transactions2

Free paper statement or eStatement

Additional features

Two free cashier's checks per month

Community Hero

A free checking account designed for first responders, teachers, veterans and medical professionals.

No minimum balance

No monthly service fee

Free non-City ATM transactions2

Unlimited free boxes of City signature checks

$5 off orders of checks in other styles

Free paper statement or eStatement

Interest paid on all balances

fees waived for the first two overdraft items you experience3

Legacy

A free checking account with no minimum balance or monthly fee for those ages 55 and up.

No minimum balance

No monthly service fee

Free non-City ATM transactions2

Unlimited free boxes of City signature checks

$5 off orders of checks in other styles

Free paper statement or eStatement

fees waived for the first two overdraft items you experience3

Bounce Back

A second chance account to help you get back on track.

No minimum balance

Monthly service fee

$6.99 with direct deposit, $8.99 without

Free paper statement or eStatement

fees waived for the first two overdraft items you experience3

Switch to City and take advantage of some of the best checking accounts in the industry.
Already made the switch? Click here for our easy-to-use Switch Kit.

1Your third party provider may charge for message and data plans.

2 Other banks may impose surcharge.

3 A fee of $36 per overdraft item applies thereafter. Overdraft items are paid at the bank's discretion.