Wire Transfers

Wire transfers can be sent for credit to an account or for an individual to accept at the receiving site with proper identification. Currently, wire transfers can only be done from the bank, but with City's Corporate Cash Management, you can send wire transfers from the customer site.

Cash Management

Cash Management Services enable you to expedite your accounts receivable process, manage funds more efficiently, and conveniently control disbursements.



Through lockbox services, your customers remit payments directly to a specified post office box. City National Bank collects all incoming payments daily, posts them to the designated account and provides you with remittance data electronically. Benefits include:

  • Eliminating in-house clerical work needed to make deposits.
  • Reducing trips to the bank.
  • Providing daily credits of all incoming payments.
  • Crediting your account faster, providing you use of the funds at least one day earlier.
  • Supplying electronic payment files for automatic posting.

Remote Deposit

Through remote deposit, you can send electronic images of checks as the legal equivalent of original paper deposit items. Simply scan checks at your place of business and then send electronic images to the bank for processing. Candidates for remote deposit have fewer than 100 deposit items per day. Benefits include:

  • Eliminating daily or weekly trips to the local branch.
  • Improving cash flow - checks can be deposited immediately up to 7pm ET.
  • Encouraging more timely deposits.
  • Providing convenience 24 hours a day, 7 days a week.
  • Integrating deposit information with your internal accounting system.

ACH Disbursements and Collections

ACH (Automatic Clearing House) disbursements enable you to originate ACH credits to vendors and employees. ACH collections enable you to originate ACH debits from your customers' checking accounts. The efficiency of ACH origination results in an improved cash position. Benefits include:

  • More reliable cash flow
  • Increased use of funds
  • Lower transaction costs
  • Timely information
  • Highly secure
  • Enhanced customer service
  • Ideal for recurring transactions

Other Services


Online Banking

City's Web-based cash management solution allows unlimited concurrent users real time access to account information.



Sweeping funds between accounts helps you maximize your cash flow.


Account Concentration

If your business has multiple locations, each can deposit into a consolidated account.


Account Reconciliation

Account Reconciliation, commonly referred to as Account Recon, is the automated reconcilement of high volume checking accounts and generates timely reports that detail the disbursement of checks.


Account Analysis 

Through the account analysis process, you earn credits for banking services, which may offset all or a portion of the month's end hard dollar charges.


Positive Pay

An automated fraud detection service that matches the account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized and issued by your company.




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