View your account statement, check account balances, transfer funds and make loan payments online. These services are free, and you can receive your account statement via email at no additional charge using our eStatement service. If you would like to take advantage of our electronic Bill Payment feature, it's available and completely free! To learn more, please click here.
Wire transfers can be sent for credit to an account or for an individual to accept at the receiving site with proper identification. Currently, wire transfers can only be done from the bank, but with City's Corporate Cash Management, you can send wire transfers from the customer site.
Cash Management Services enable you to expedite your accounts receivable process, manage funds more efficiently, and conveniently control disbursements.
Through lockbox services, your customers remit payments directly to a specified post office box. City National Bank collects all incoming payments daily, posts them to the designated account and provides you with remittance data electronically. Benefits include:
Through remote deposit, you can send electronic images of checks as the legal equivalent of original paper deposit items. Simply scan checks at your place of business and then send electronic images to the bank for processing. Candidates for remote deposit have fewer than 100 deposit items per day. Benefits include:
ACH Disbursements and Collections
ACH (Automatic Clearing House) disbursements enable you to originate ACH credits to vendors and employees. ACH collections enable you to originate ACH debits from your customers' checking accounts. The efficiency of ACH origination results in an improved cash position. Benefits include:
Statement Printing and Mailing - City will partner with you to print and mail your invoices and statements.
Online Banking - City's Web-based cash management solution allows unlimited concurrent users real time access to account information.
Sweeps - Sweeping funds between accounts helps you maximize your cash flow.
Account Concentration - If your business has multiple locations, each can deposit into a consolidated account.
Account Reconciliation - Account Reconciliation, commonly referred to as Account Recon, is the automated reconcilement of high volume checking accounts and generates timely reports that detail the disbursement of checks.
Account Analysis - Through the account analysis process, you earn credits for banking services, which may offset all or a portion of the month's end hard dollar charges.